Free Home Value Report Search For Homes

When the Appraised Value & Contract Price Don’t Match


Here’s what sellers can do to deal with a low appraisal.
 
If you’re a seller, what if your home’s appraised value doesn’t meet its contract price? With the market being so hot and so many multiple-offer situations happening, we’re seeing a lot of this right now.

The first thing you want to do in this situation is look over the appraisal and check for any errors. Appraisers are super busy, so it could be something as small as having the wrong address or the wrong square footage.

If everything checks out, your next option is to have your agent file a rebuttal. This rebuttal should include all the latest comps from your neighborhood and an explanation as to why you don’t think the appraisal is correct. After you’ve made sure everything’s been done correctly, send this rebuttal to the lender. From there, they’ll take a look at it and see what they can come up with.


Appraisers are super busy, so it could be something as small as having the wrong address or the wrong square footage.

 
If that doesn’t work, your last option is to renegotiate the price with the buyer and come up with terms that satisfy both parties.

As always, if you have questions about this or any real estate topic or are thinking of buying a home soon, don’t hesitate to reach out to me. I’m happy to help.

No comments :

Post a Comment