Have You Heard of the VIP Perks Club?

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I have been able to help a lot of clients throughout the years, and one way I like to do so is by giving them a VIP Perks Club membership. This is a card that you can use to get more than $365,000 worth of discounts throughout the country at various casual and fine dining restaurants, retailers, and entertainment venues. It’s a way for us to give back and say we appreciate your business, while saving you a little bit of money in the process.

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It’s a way for us to give back.

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The other aspect of the VIP Perks Club card is that you can use it as a fundraising tool. I can give this to sports teams, churches, schools, and other charities. What I would do is give these cards to all their participants and they can raise money by selling these at a price they choose.

If you want more info about the VIP Perks Club, or if you have any other questions about real estate, give me a call or send me an email. I would love to hear from you.

The Real Story of VA Loans

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Today I'm joined by a business partner Barry Krevoy with Finance of America to discuss 3 different topics regarding Veterans Loans.

First, I wanted Barry to address some myths about them. The first he often encounters is that a veteran can only use a VA loan once. Veterans can actually use VA loans an unlimited number of times, as long as it is paid off. The second myth is that VA loans are hard to get. In fact, it's actually one of the easiest loans to get if you qualify. It has the most liberal credit limits, debt-to-income ratio, and there's no mortgage insurance.

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Veterans can actually use VA loans 
an unlimited number of times.

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Interest rates for VA loans also tend to be less, around an eighth or a quarter lower than conventional loans. With a VA loan, no down payment is needed up to $625,000 in Los Angeles and Orange County. Nationwide, that number is closer to $417,000. Closing costs can sometimes be offset by the lender as well and, of course, sometimes they can be built into the home offer.

There is another myth that people don't want to accept offers with VA loans, for a few reasons. Our goal is to educate Realtors about what a great loan it is. Some Realtors think that it takes longer than 30 days or the borrower may have a tough time coming up with closing costs. All of these things can be addressed, though.

If you have any further questions or you'd like to get a hold of Barry, feel free to reach out. We'd be happy to help you with any questions you have.